Written for Your Funder, Not for a Template
A Desjardins account manager, a Mile End venture fund, and a MIFI immigration officer each score a plan on different criteria. We pick your reader first and build every section to what they check.
Lender-Ready Financials
Cash flow, break-even, use of funds, and sensitivity tables built the way Desjardins, BDC, Investissement Québec, and the Big Five banks assess them. Your numbers survive the credit committee.
Quebec Market Knowledge
Regional data for Montreal, Laval, and the South Shore, Quebec City, and the regions. No national averages standing in for your local market.
Quebec Entrepreneur Program Expertise
Plans written on the mandatory MIFI template for Stream 2, and structured to the criteria of Stream 1 and the takeover stream, with deposits and job commitments set for inside or outside Montreal.
Bilingual, Confidential, On Schedule
English, French, or both versions of the same plan. NDA on request, a fixed delivery date, and revisions included.
Place Your Order: Unlock Strategic Business Insights Now!
Key takeaways
- One reader. Every plan aims at a named funder and the decision they need to make.
- Custom, never templated. Your numbers, your market, your risks.
- Built for Quebec. Funding in Montreal works differently than funding in Quebec City. Entrepreneur Program plans must follow the MIFI template and satisfy a French-speaking reader.
- Fixed scope and timeline. Draft, revisions, and delivery date agreed before work starts.
Different Funders Ask Different Questions.
A Desjardins account manager asks one question: can you repay? They read cash flow first and vision last, if at all.
A Montreal venture investor asks the opposite. Market size and upside come first, and they decide whether to keep reading inside two minutes.
An officer at the Ministère de l’Immigration, de la Francisation et de l’Intégration asks neither question. They check whether your plan follows the prescribed template, whether your deposits and equity stake meet the stream you applied under, and whether the business creates jobs in Quebec.
Send the same document to all three and you lose at least two of them.
Aiming the plan matters more than writing it. Our business plan writing service starts by naming your reader, then builds backwards from the decision that reader has to make. Browse our sample work to see how differently a lender plan and an investor plan read.
How Our Business Plan Writers Work
Work starts with a 30-minute discovery call. You tell us who reads the plan, how much you are raising, when the deadline lands, which language the funder expects, and what you already have.
We quote a flat price and a delivery date on the call or within one business day. From there we size your market from Quebec and Canadian sources, map your competitor set, and build three-year projections with you, line by line, using the same data analysis methods we apply to client reports. You approve the assumptions before we write a page.
You receive the full draft on the agreed date. Mark it up, send it back, and we revise under our Free Revision Policy until the plan says what you need it to say.
Final delivery is a formatted PDF and an editable Word file, with a French version, pitch deck, or lender cover letter added if your funder asks for one. Most plans take one to three weeks from discovery call to final file. Entrepreneur Program and investor plans run longer because the research and modelling go deeper.
Tailored Strategies for Quebec’s Local Markets
Quebec runs several economies at once. A plan that ignores which one you sit in reads like a plan written somewhere else.
Montreal and the Island
Artificial intelligence, aerospace, video games and visual effects, life sciences, and fintech concentrate here, funded by a venture community that reads hundreds of plans a year. Investor attention is scarce and expensive. Your positioning has to land on page one, in whichever language the fund works in.
Laval and the South Shore
Laval, Longueuil, and the wider Montérégie run on manufacturing, logistics, agri-food, and construction. Lenders here study equipment costs, supply chains, and margins, and they test your financial model hard.
Quebec City
The provincial government, insurance and financial services, a growing technology sector, and tourism drive the capital’s economy. Plans aimed at public buyers need compliance, security, and proof you deliver on schedule.
Sherbrooke, Gatineau, and the Regions
Sherbrooke and Trois-Rivières build on their universities and manufacturing base, Gatineau sits beside the federal government, and the Saguenay, Abitibi, and Côte-Nord regions run on aluminum, mining, and forestry. Funders here expect a plan that handles seasonal cash flow and knows which regional programs apply.
Different Sectors. Dedicated Financial Drivers.
A lender reading a restaurant plan looks at food cost and seat turnover. The same lender reading a SaaS plan looks at churn and payback period.
Reading an aerospace supplier plan, they look at your contract backlog and certification timeline. Reading a game studio plan, they look at your tax credit timing and your publishing deal.
We write across technology, aerospace and manufacturing, games and media, life sciences, food and beverage, professional services, construction, retail, and tourism.
In each one, we build the market analysis and financial model on the metrics lenders in that industry use to judge a plan, using our own business research instead of sector averages lifted from a blog.
Choose the Right Plan for Your Capital Source
Investor Plans
You are selling a return. We frame traction, market size, and the financial model so angels and funds see the upside early. The plan lines up with your investor proposals and pitch deck so your story stays consistent across every document they open.
Bank and Desjardins Loan Plans
Lenders want repayment. We build the cash flow projections, break-even analysis, and risk section that Desjardins, BDC, Investissement Québec, National Bank, RBC, TD, BMO, CIBC, and Scotiabank assess, and we structure PME MTL, Futurpreneur, Evol, and Canada Small Business Financing Program (CSBFP) applications the way a credit team expects to read them. The plan reads as a clear business case for the loan.
Quebec Entrepreneur Program Plans
The Quebec Entrepreneur Program runs three streams: innovative business, business start-up or acquisition, and takeover.
Stream 2 requires your plan on the ministry’s own template, a $200,000 security deposit, and a start-up deposit of $300,000 inside the Montreal metropolitan area or $200,000 outside it, alongside a level 7 French requirement. We write to the template and the stream criteria, and confirm current thresholds at the start of every engagement.
Pitch Decks, One-Pagers, and Strategic Plans
Some founders need less than a full plan. We build investor decks, one-page summaries, and growth plans for businesses already trading and planning their next three years, with our design team handling the visual layer of the deck.
The sections your funder reads first
- Executive summary that earns you a second page
- Market analysis built on evidence rather than optimism
- Operations showing how the business runs on a Tuesday
- Marketing and sales with a cost per customer you can defend
- Financial projections covering cash flow, break-even, and use of funds
- Funding request stating the amount, the terms, and the return
- Risk analysis that names the threats before your funder does
That last section wins more approvals than founders expect. A plan that hides its risks looks naive. A plan that names them and answers them looks like a business run by an adult. For a section-by-section walkthrough, read our guide on how to write a business plan.
Before you hire anyone, read these
The Québec.ca business portal covers registration, permits, and provincial programs. PME MTL runs six local offices offering loans, grants, and advisory services to Montreal businesses. The BDC business plan template gives you a workable structure for a first draft, and Futurpreneur Canada offers financing and mentoring to founders aged 18 to 39.
Chasing grants or bidding on public contracts? Our grant writing and RFP assistance services cover that ground, and our business documentation writing page lists everything else we produce for lenders, boards, and regulators.

